Loan misuse ruling: bank shares ma asar parcha? Bankers worried about lending

Question

Kathmandu Post ma aayo: Supreme Court (Justices Tek Prasad Dhungana ra Meghraj Pokhrel) le loan lai bhaneko kaam bahek aru ma use garnu banking offence huna sakcha bhaneko cha, borrower le principal ra interest time mai tire pani. Government nai plaintiff huncha, bank le complaint garnai pardaina.

Nepal Bankers' Association president Santosh Koirala bhanchan: system ma already excess liquidity, historically low interest rate ra weak credit demand cha, yo interpretation le lending jhan ghatauna sakcha.

Aaja NEPSE pani 32.65 point ghatyo (2,657.50). Commercial bank shares ma yo ruling ko asar parcha jasto lagcha? Loan growth ghatyo bhane profit ma impact?

Source: https://kathmandupost.com/national/2026/11/01/bankers-fear-loan-misuse-ruling-could-shake-confidence-in-lending

sneha_t · Accepted Answer

Short term ma sentiment negative huna sakcha, tara bank ko profit mainly loan volume ra interest spread bata aaucha. Liquidity already excess bhayeko bela credit demand jhan ghatyo bhane spread ma pressure badhcha.

Koirala le working capital lending guideline aaye pachi ko loan ma issue chaina bhaneko cha, so NRB ko clarification aaucha ki herna parcha. Ek din ko fall herera panic sell nagarnu, quarterly report (Q1) ko loan growth number herera decide garnu.

aayush_kc · Answer

Court le specific borrower le misuse gareko finding diyeko chaina, principle matra bhaneko ho. Market ko reaction ali over huna sakcha.

Loan misuse ruling: bank shares ma asar parcha? Bankers worried about lending

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